Love and Olive Oil
Sour Cream Chocolate Chip Coffee Cake

Sour Cream Chocolate Chip Coffee Cake

Based on one of my grandmother’s classic recipes, this moist and tender sour cream chocolate chip coffee cake is studded with chocolate chips and features a crunchy cinnamon sugar topping that’s a delight to behold (and even more so to eat!)

Grandma’s famous coffee cake is back… now with chocolate chips! Sure the apple version is good and all, but let’s be honest with ourselves here: chocolate chips are so much better.

Have a slice of grandma's sour cream chocolate chip coffee cake!

The cake itself is moist and tender, slightly more dense and rustic-crumbed than a standard white layer cake. It falls somewhere in between the texture of a cake and a muffin. And we’ll go ahead and go all in on that muffin influence as excuse to eat this cake for breakfast (that IS why they call it coffee cake, after all).

Whoever decided to call it coffee cake was a freaking genius I tell you. One, because cake and coffee were clearly meant to be enjoyed together, and two, because cake for breakfast is always a good idea.

Knowing my grandma and her enormous sweet tooth, I’m sure she would have approved of such behavior (and would likely join in on the fun).

Sour Cream Chocolate Chip Coffee Cake Recipe

But the best part of this coffee cake, aside from the chocolate chips of course, is the crispy sugar topping. There’s really no need for a complicated crumb here (or anywhere, really), as simply sprinkling and swirling some cinnamon sugar inside and on top of the cake batter results in a delicately crispy topping that’s simply divine. With a few extra chocolate chips and some crispy cacao nibs, it’s practically perfect in every way.

I opted out of the nuts this time (but my all means, go nuts if you like!) and sprinkled the top with a few cacao nibs for some added crunch.

Sour Cream Chocolate Chip Coffee Cake baked in a tube pan Closeup shot of a slice of grandma's Sour Cream Chocolate Chip Coffee Cake

This is one of those recipes—not unlike my shortbread cookie bars or soft amaretti cookies—that serves as a base for myriad flavor variations. Swap out the chocolate chips or the apples for… well, anything, really. Blueberries maybe (with a touch of lemon zest?) Chopped pecans or dried tart cherries maybe? A pinch or two of instant espresso powder (then would it be coffee coffee cake?)

The sour cream base is as flexible as it is delicious. Let your tastebuds (and your imagination) run wild!

Before and After baking: Sour Cream Chocolate Chip Coffee Cake

I baked the cake this time in an 8-inch tube pan, which took a bit longer than the deep 9-inch cake pan I used previously (thicker cake = longer bake). Both pans have removable bottoms, which makes for much easier removal. A springform pan would work, although I often find the sides of these too thin to conduct heat very evenly (so your edges will get browner before the center is fully cooked).

Sour Cream Chocolate Chip Coffee Cake

While the recipe is quite flexible in terms of baking pan size, just know that the bake time might need to be adjusted (a 9-inch square pan, for example, has a larger total volume and would produce a thinner cake, so you’d want to bake it for less time). Start checking it after 30 to 35 minutes or so (when the top is no longer visibly jiggly) and go from there. You’ll know it’s done when the top is golden and crispy and a toothpick inserted near the center comes out clean or with just a few moist crumbs attached.

Whatever pan you use, just be sure you don’t fill it over 2/3 of the way full, lest your batter overflow in the oven (and trust me, cake overflow is no fun to clean up). It’s slightly too much batter, for example, than a standard 9-inch cake pan can take. So unless you have a 3-inch deep pan, you’d best leave some of the batter out (or, better yet, make a muffin or two – you won’t regret it!)

Sour Cream Chocolate Chip Coffee Cake

Sour Cream Chocolate Chip Coffee Cake

This sour cream chocolate chip coffee cake is based on one of my grandmother’s classic recipes, most and tender and studded with chocolate chips, with a crunchy cinnamon sugar topping.

Did you make this recipe?


  • 1/2 cup (1 stick) unsalted butter, room temperature
  • 1 cup granulated sugar
  • 2 large eggs, at room temperature
  • 1 cup sour cream
  • 1 teaspoon baking soda
  • 1 3/4 cup (7.5 ounces) all-purpose flour
  • 1 1/2 teaspoons baking powder
  • 1/2 teaspoon fine sea salt
  • 1 teaspoon vanilla extract
  • 1/2 teaspoon almond extract
  • 1/2 cup mini semisweet chocolate chips (plus more for topping)

For topping:

  • 1/2 cup granulated sugar
  • 2 teaspoons ground cinnamon
  • cacao nibs, for topping


  1. Preheat oven to 350 degrees F. Butter a 9-inch round by 3-inch deep cake pan (preferably with a removable bottom) or an 8-inch nonstick tube pan. Lightly spray with cooking spray or coat with butter.
  2. In a mixing bowl or the bowl of a stand mixer fitted with the paddle attachment, cream butter and sugar together until fluffy, 2 to 3 minutes. Add eggs, one at a time, mixing well after each addition.
  3. Mix baking powder and salt in with flour until evenly incorporated; mix baking soda in with sour cream.
  4. Alternate adding half of sour cream to batter, followed by half of dry ingredients, mixing well after each addition. Scrape down the sides of the bowl, then repeat with remaining sour cream and flour until just incorporated. Mix in vanilla and almond extracts, then fold in chocolate chips until evenly distributed.
  5. In a small bowl, whisk together sugar and cinnamon.
  6. Spread half of the batter into prepared cake pan. Sprinkle with half of sugar mixture; gently swirl a few strokes through the batter with a knife. Top with remaining batter, then sprinkle with remaining sugar and swirl once again. Sprinkle with a few more chocolate chips and cacao nibs, as desired. If using a different size cake pan, just be sure you don’t fill the pan more than 2/3 full to avoid it overflowing.
  7. Bake for about 45 to 50 minutes or until top is golden brown and a toothpick inserted near the center comes out clean. Note that different sized pans may take more/less time to bake; you can start checking after 30 to 35 minutes or so, once the top of the cake is no longer obviously jiggly.
  8. Place pan on a wire rack to cool. Run a knife around the edge to release, then remove from pan and cool completely. Cake will keep, covered in an airtight container, for up to 3 days.
All images and text © / Love & Olive Oil

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  1. Love this recipe! I’ve made it over 5 times. The last few times I’ve made it I have been having trouble with the cinnamon sugar topping sinking into the center of the tube pan (even though I am following directions and sprinkling it evenly over the surface. I’m not sure why this is happening as this has never been an issue before. Do you think I might be making the swirls too deep? Any thoughts?

    • That is very strange and not something I’ve experienced before! The batter should be pretty thick which helps with sinking. Are you using regular sugar or something like turbinado (which may be heavier). Maybe try a lighter layer of sugar on top? You could also try swirling the middle layer but just sprinkling on top and leaving it as is.

  2. Looked really awesome! So I wonder how good it will be to eat. I got it from your Instagram post. I will try it now. Thank you so much!

  3. Guys, Thanks For sharing this Great Recipe. My Family Loved it. I am definitely sharing this recipe and this website with my friend. Hope they also love it. Thank you again for sharing such a great recipe.

  4. Could you make this with Greek yogurt instead of sour cream?

  5. Hi, I follow your recipe and it turn out great. Thank you for step by step instructions which make it easy for someone like me who is not having a baking experience :) 

  6. Yes I did make this cake! Yes it was YUMMY!
    My cake fell,I was so disappointed,but it was my fault. I mixed the baking soda into the flour instead of the sour cream out of habit.
    I will be making this again and doing it according to the direction.

  7. So moist and delicious! I made this yesterday in a 9-inch springform pan. The batter fit well, and it baked up perfectly for me in about 35 minutes. I was a little short on sour cream and supplemented with whole milk greek yogurt. It was a huge hit for Mother’s Day! The cinnamon and chocolate flavors go so well together.

  8. Could you make this in a bundt pan and if so, how would it adjust the bake time?

    • A tube pan is essentially the same as a bundt pan, though the one I used here was smaller. If you have a small bundt pan I think you could definitely use that, otherwise it might need to be scaled up maybe 1.5 times?

  9. Hi! Do you think I could prep the batter, refrigerate, then bake in the morning?

    • No, I wouldn’t do that. The cake needs to be baked while the baking powder is still active, otherwise it won’t rise properly.
      The baked (unglazed) cake can be kept overnight in an airtight container though, then glaze it the following day.

  10. Oh my goodness, this cake is so yummy, most of my friends have liked this cake very much.

  11. I made this over the weekend and it was a hit! The flavor and texture were perfect. I’m a bit of a health nut so I had to make a few alterations. I can eat butter and sugar for breakfast if whole wheat flour is involved– it’s all about the mental fake-out. Anyway I subbed whole wheat and almond flour for part of the white flour and it turned out great.

    • Good to know this worked well for you with whole wheat, I often find baked goods with 100% WW too dense. I’d probably start with 50/50 WW to AP just to make sure the texture stays light and fluffy.

  12. Would it be crazy to combine the apples and chocolate chips?

  13. This cake looks absolutely amazing! I love that gorgeous texture ?

  14. great collection of flavors in this recipe, sour cream AND chocolate chips AND cinnamon, among other flavors, thank you!

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